II. Financing

  A.  Requirements.......................................................  []
      1.  New building or existing structure.............................  []
      2.  Lease or purchase..............................................  []
      3.  Purchase lease-back............................................  []
      4.  Effect of alternate proposals on working capital...............  []
      5.  Effect on tax liability........................................  []
      6.  Payout time....................................................  []

  B.  Source of Funds....................................................  []
      1.  Retained earnings..............................................  []
      2.  Sale of stock, debentures or other securities..................  []
      3.  Short-term bank loan...........................................  []
      4.  Private long-term loan or mortgage.............................  []
      5.  Pooling of institutional funds.................................  []
      6.  Merger.........................................................  []
      7.  Loan from affiliated firm......................................  []
      8.  Loan from supplier.............................................  []
      9.  Insurance company..............................................  []
     10.  Mututal funds..................................................  []
     11.  Commercial financing...........................................  []
     12.  Factoring organization.........................................  []
     13.  Municipal or state industrial bonds............................  []
     14.  Local development corporation..................................  []
     15.  Regional development corporation...............................  []
     16.  State development corporatation (privately financed)...........  []
     17.  State development authority (publicly financed)................  []
     18.  Small Business Administration..................................  []
     19.  Loan guarantees by a government entity.........................  []
     20.  Economic Development Administration (in depressed areas).......  []

  C.  Credit Factors.....................................................  []
      1.  Reputation of firm.............................................  []
      2.  Type of business...............................................  []
      3.  Length of time in business.....................................  []
      4.  Quality and continuity of management...........................  []
      5.  Training of young executives...................................  []
      6.  Earning history................................................  []
      7.  Cash position..................................................  []
      8.  Other short- and long-term commitments.........................  []
      9.  Size and type of plant - adaptability for other uses...........  []

  D.  Factors Affecting Loan Terms.......................................  []
      1.  General business conditions....................................  []
      2.  Length of loan.................................................  []
      3.  Interest rate..................................................  []
      4.  Importance of industry to community............................  []

  E.  Special Inducements (See also Government Programs: ..................
      National, State, Local Taxes and Permits)..........................  []
      1.  Free land, plant...............................................  []
      2.  Nominal rent...................................................  []
      3.  Low interest rates.............................................  []
      4.  Tax incentives.................................................  []

Copyright 1995 Conway Data, Inc. All rights reserved Legal Notice: Because data comes from many sources, Conway Data can assume no responsibility for accuracy or currency.